Autori: Generale, Andrea, Gobbi, Giorgio
Titolo: Bank Loan Recovery and Credit Markets: Evidence from Bank Survey Data
Periodico: Politica economica
Anno: 2017 - Fascicolo: 2 - Pagina iniziale: 129 - Pagina finale: 156

This paper analyzes the actions that banks undertake when customers cannot repay their loans. The issue has relevant implications for the strategies followed by the parties involved in designing loan contracts. Using data collected from a highly representative sample of Italian banks we provide a detailed survey of costs, duration, and effectiveness of various types of loan recovery procedures. Using econometric techniques we also investigate the conditions under which out-of-court settlements and firms' debt restructuring are feasible.




SICI: 1120-9496(2017)2<129:BLRACM>2.0.ZU;2-M
Testo completo: https://www.rivisteweb.it/download/article/10.1429/87181
Testo completo alternativo: https://www.rivisteweb.it/doi/10.1429/87181

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