Autore
Di Marcantonio, Federica

Titolo
Index-based Insurance – Technical Improvements and Socio-economic Considerations. The Kenya Case
Periodico
Geoprogress journal
Anno: 2016 - Volume: 3 - Fascicolo: 1 - Pagina iniziale: 31 - Pagina finale: 48

This paper summarises experiences of index-based weather insurance initiatives in Kenya, and drafts preliminary conclusions about lessons learnt as well as some recommendations for decision makers and implementers. In particular, we highlight some key issues related to index insurance products in order to gain insights into the effectiveness of this instrument. We describe specific examples of pilot programmes, identify the main challenges, and suggest possible improvements to the economic sustainability of the index insurance market. We also describe technical developments, commercial challenges and sale performance, mainly linked to the Index-Based Livestock Insurance (IBLI) project. We have seen that neither the provision of discount coupons nor the number of assets insured approach a level of commercial viability. We conclude that the low uptake and increasing disaffection of those that tested the product brings us to rethink the role of index insurance as a product to protect farmers/pastoralists, and particularly to improve their food security.



SICI: 2384-9398(2016)3:1<31:II–TIA>2.0.ZU;2-C
Testo completo: http://www.geoprogress.eu/wp-content/uploads/2017/07/GPJ-2015-Vol-3-I-5DiMarcantonio.pdf

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