Titolo Offerta di credito e patrimonio delle banche italiane Periodico Banca impresa società Anno: 2015 - Volume: 34 - Fascicolo: 1 - Pagina iniziale: 67 - Pagina finale: 72
Several factors have an impact on the dynamics of bank credit, both on the demand and on the supply side. I analyze those factors that have played a major role on the supply of bank credit in Italy in the recent years: capital, risk and liquidity. Among them, credit risk turns out to be the most relevant at present.