Template-type: ReDIF-Paper 1.0
Author-Name: Lo Prete, Anna
Author-Email: anna.loprete@unito.it
Author-Workplace-Name: University of Turin
Author-Workplace-Homepage: http://www.est.unito.it/
Title: Digital and Financial Literacy as Determinants of Digital Payments and Personal Finance.
Abstract: This work documents that, across countries, the use of digital payment tools and platforms is associated to higher digital literacy, at all levels of financial 
literacy. More informed personal finance choices, instead, are associated to higher financial literacy, at all levels of digital literacy. The results from this preliminary 
analysis suggest that digital and financial literacy should be considered together when assessing the implication of digitalization for individual investors, who can access 
digital financial products and markets in the absence of financial literacy.
Length: pages 11
Creation-Date: 2021-11
File-URL: https://www.est.unito.it/do/home.pl/Download?doc=/allegati/wp2021dip/wp_20_2021.pdf
File-Format: Application/PDF
Handle: RePEc:uto:dipeco:202120